Is first premier bank credit card any good?

i got an offer thru the mail and thought i%26#039;d check out their reputation.

Is first premier bank credit card any good?

First Premier is considered a Sub-Prime Lender. If you read the disclosures on the offer you will notice several fees. Just to get the card it is probably going to cost you almost $200, and you will only get a credit limit of about $250. You will also notice a montly fee of $6 or so dollars(probably noted as something like a monthly maintence fee of $72 billed monthly) .

Now if your credit is very bad, this is a way to rebuild it. However, you should look into getting a secured card. Here you put down about $300 as a deposit and they give you a credit line to match. They then report to the main credit agencies as a regular credit card. There is usually an annual fee, usually around $39-$79. A good bank to look at is Orchard Bank.

Is first premier bank credit card any good?

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Generally credit cards issued by large banks (i.e. Chase, BoA, Citibank, American Express, etc) tend to have higher credit requirements. So if your credit history/score is not so perfect, smaller bank credit cards can be a good option to build your history. Do your due diligence via Web on First Premier Bank before you apply. Watch out for fees!|||NOOOOOOOOOOOOOO

I wanted so bad to have a credit card so i could build my credit they give you 250 dollars as your limit after you pay 79 activation fee then they charge you a extra 150 before you use the card try capital 1 or orchard bank for a secured credit card