whats the lowest credit score u can have b4 Capital One offers you a credit card...... what do u think is the lowest??!!
Lowest Credit Score......?payment calculator
Orchard Bank is the best issuer of bad credit cards we%26#039;ve researched.
Beware of Capital One and American Express.
Both use a point-stealing strategy when reporting your account to the credit reporting agencies, i.e. Equifax, Experian and TransUnion.
For instance, let%26#039;s say you have a $1,000 credit limit and you charge $300. Instead of reporting your $1,000 credit limit and a balance of $300, Cap One will report your $300 as your credit limit
On your report, you have %26quot;maxed out%26quot; your credit limit....100% debt to credit limit.
30% of your FICO derives from %26quot;amounts owed.%26quot; Be aware of this unfortunate strategy.
What%26#039;s in your wallet is a point-stealing card. Unless you%26#039;re a 720+ FICO person, you need all the points you can get.
At www.fixmyuglycredit.com, we offer free credit repair, blowing the lid off these common %26quot;secrets%26quot; not widely publicized.
Hope this helps.
Mike
Lowest Credit Score......?
loan
about 600
No comments:
Post a Comment